12-Point Screening · Adverse Media · Sanctions · Gazette · Ownership Chain

Know who you're really lending to

Instant adverse media screening, corporate structure mapping, digital footprint analysis, and cross-lender exposure checks on any UK borrower — before you issue a term sheet.

See it in action

One Search. Full Picture.

Enter a company name and the platform does the rest — mapping the corporate structure, identifying associated SPVs, and running every check automatically.

🔍
01

Search Borrower SPV

Enter company name or Companies House number

🕸️
02

Map Corporate Structure

Walk ownership layers to identify associated SPVs and parent companies

🛡️
03

Screen Corporate Entities

Adverse media, sanctions lists, Gazette notices, insolvency events

📋
04

Full Intelligence Report

Instant results with severity ratings and AI summaries

Adverse Media Intelligence

Every red flag.
None of the noise.

The platform queries news archives and classifies every result using AI — filtering out false name matches and irrelevant articles, categorising genuine hits by type, and assigning severity.

Lenders get actionable intelligence — not a wall of Google results. Every hit includes the AI-generated one-sentence summary, source, date, and a direct link to the original article.

FraudLitigationInsolvencyRegulatoryCriminalSanctions
HIGH — INSOLVENCY
14 Mar 2026
InsolvencyLitigationMATCH

Collapsed Mayfair development SPV faces creditor action

Whitfield Property Group Ltd faces civil proceedings from three secured creditors following the company's administration in February 2026.

Financial TimesView article →
WPG Group LtdWPG SPV 1 LtdActive ChargeWPG Holdco LtdWPG Dev 3 LtdActive ChargeWPG Offices LtdWPG RE LtdMayfair Dev CoActive ChargeWPG SPV 7 Ltd

Red borders indicate connected SPVs with active secured charges

Connected Portfolio Discovery

See every associated SPV.

The platform doesn't just screen the SPV that approached you — it maps the full corporate network of associated entities, cross-references against charge filings, and shows you the complete picture.

If there are five other leveraged SPVs in the same corporate group, you'll see them. If any of those SPVs have outstanding charges from network lenders, those are flagged too.

12-Point Automated Screening

One search triggers twelve checks.

Every borrower screening runs a full 12-point automated check suite. Not just adverse media and Companies House filings. The platform covers ownership chains, sanctions, insolvency, Gazette notices, director conflicts, digital footprint, and credit data in a single pass.

01

Adverse Media Intelligence

AI-filtered news screening with severity classification and source verification

02

CH Filing Compliance

Accounts overdue, confirmation statements, filing pattern analysis across the network

03

PSC Ownership Chain Walk

Five levels deep through parent companies, intermediaries, and beneficial owners

04

Sanctions Screening

UK, EU, OFAC, and UN consolidated sanctions lists checked in real time

05

Insolvency Checks

Active and historical insolvency cases, MVL detection on associated companies

06

London Gazette Notices

20+ notice types including winding-up petitions, administration orders, and strike-offs

07

Director Conflict Analysis

Cross-referencing directors across the corporate network for undisclosed conflicts

08

Email Verification

Deliverability, disposable provider detection, and breach exposure checks

09

Phone Intelligence

Carrier lookup, VoIP and disposable number detection

10

Domain Analysis

WHOIS registration age, SSL certificate, parked domain detection

11

LinkedIn Cross-Reference

Company profile match against Companies House registered details

12

Experian Credit Data

Credit score integration feeding into the composite risk assessment

London Gazette Coverage

20+ notice types.
Not just basic insolvency.

Most screening tools check for a handful of insolvency events. The platform monitors the full breadth of London Gazette publications relevant to commercial real estate lending, giving you early warning signals that basic tools miss entirely.

Every notice is linked to the original Gazette publication with date, notice type, and the specific entity matched in the borrower's corporate network.

Monitored Notice Types

Winding-up petitions
Compulsory winding-up orders
Administration orders
Voluntary arrangements (CVA/IVA)
Strike-off notices
Restoration to register
Appointment of administrators
Receiver appointments
Dissolution notices
Members voluntary liquidation
+ 10 additional notice categories

Ongoing Monitoring

Screen once.
Monitor continuously.

Adverse media screening isn't a one-off check at origination. The platform continuously monitors every borrower SPV in your loan book. If an associated company in the corporate network appears in negative press, you get an alert.

Not two months later when the borrower misses a payment. The day the article publishes.

New Media Flag11 Apr 2026 · 09:14

Whitfield Property Group Ltd

Litigation · Medium Severity

Associated SPV on your loan book

Cross-Lender Exposure

“The borrower who looks clean on your desk might be three months in arrears on five other facilities.”

The borrower search doesn't just tell you about the SPV — it tells you whether other lenders on the network have exposure to the same corporate group. Anonymised. No lender names. Just the signal that matters.

3

Other network lenders
with exposure

7

Connected SPVs
with active facilities

35/ 100

Composite Risk Score

One score. Every signal.

Adverse media hits, corporate structure red flags, credit data, insolvency events, and digital footprint signals — all combined into a single composite score from 0 to 100.

See the overall picture instantly, then drill into the detail. The score is indicative, not definitive — it highlights where to focus your due diligence.

0–30 Low Risk
31–60 Elevated
61–100 High Risk
How the scoring works →

Enhanced Screening

Go deeper with digital footprint checks.

Companies House data tells you the structure. Adverse media tells you the headlines. But the digital footprint tells you whether the company behind the SPV has a legitimate operational presence.

Provide the borrower's contact email, phone number, company website, or LinkedIn company page and the platform runs additional verification checks that feed into the composite risk score. These checks are entirely optional — the core screening works without them.

Email Verification

Deliverability, disposable detection, breach exposure

Phone Intelligence

Carrier, VoIP/disposable detection

Domain Analysis

WHOIS age, SSL, parked detection

LinkedIn Cross-Ref

Company profile match against CH records

Enhanced Screening (optional)

Email

info@wpg.co.uk

Phone

+44 20 7946 1234

Domain

wpg.co.uk

LinkedIn

linkedin.com/company/wpg-group

Built for CRE Lenders

Compliance-ready PDF reports

Every screening generates a downloadable report with full audit trail for your credit committee files.

Screening history

Every search is logged and searchable. Revisit past screenings without re-running checks.

Full audit trail

Every screening action is logged with timestamp, user, and result. Full audit history available for compliance reviews and regulatory inspections.

Data you can trust

Primary sources only. Companies House, verified news outlets, and established verification APIs. No scraped social media guesswork.

FCA TCF-Compliant Declines

Structured decline reasons.
No free-text rejections.

When a lender declines a borrower, the platform enforces FCA Treating Customers Fairly requirements. Decline reasons must be selected from a categorised list. No vague free-text rejections that leave a compliance gap.

Every decline is logged with the selected reason categories, the screening data that informed the decision, and a timestamp. This gives your compliance team a defensible record of every credit decision.

Credit ProfileAdverse MediaSanctions MatchOwnership ConcernsFiling Non-ComplianceInsolvency HistoryExposure LimitsIncomplete Information

Decline Borrower

WPG Development Ltd

Select decline reason(s)

Adverse Media — Insolvency
Ownership Concerns — Opaque Structure
Filing Non-Compliance — Overdue Accounts
FCA TCF compliant

Facility Guarantees

PG

J. Whitfield

Personal Guarantee

£1,250,000
CG

WPG Group Ltd

Corporate Guarantee

£3,500,000
PG

S. Harris

Personal Guarantee

£750,000
Total guarantee coverage£5,500,000

Guarantor Tracking

Every guarantee.
Every pound amount.

Personal guarantees and corporate guarantees are tracked with exact pound amounts on every facility. See the full guarantee structure at a glance, including who is guaranteeing what and for how much.

When a borrower has multiple facilities across your book, you can see the aggregate guarantee exposure across the corporate group. PG and CG amounts feed into the broader borrower risk profile.

PGPersonal Guarantee
CGCorporate Guarantee

Screen your next borrower in under 30 seconds.

Institutional-grade borrower screening with composite risk scoring.

Start Screening

Free tier available. No credit card required.