Lender Intelligence Platform
The intelligence network UK specialist lenders rely on
The platform acts as a whistleblower for UK property finance. Over-leveraged borrowers, serial applicants, and hidden defaults surface automatically. No lender knows who else is on the platform. If you're not on Loan Intel, you're the only lender flying blind.
Trusted by UK specialist lenders
The Problem
What you can't see is what hurts you
Lenders working in isolation make decisions based on a fraction of the picture. The borrowers who cause losses rarely look dangerous in isolation.
Invisible Borrower Risk
A borrower already declined by three lenders, or over-leveraged across six, looks clean on your desk. Without the network, you have no way to know.
No Market Visibility
Without knowing what peers are doing — on LTVs, rates, deal volumes, and concentration — you are always pricing and positioning blind.
Reactive, Not Proactive
Credit teams are always a step behind — chasing updates manually, missing early warning signs, and only acting after a problem has already surfaced.
How It Works
Shared intelligence. Individual advantage.
Fully ring-fenced. Fully anonymous. The intelligence surfaces risk that no individual lender could see alone. The more members, the sharper the intelligence for all.
Collective Borrower Intelligence
The platform surfaces serial applicants, over-leveraged borrowers, and hidden defaults across the whole market. No lender knows who else is on the platform. Your data, your identity, and your membership are never visible to anyone.
Live Market Benchmarking
Understand exactly where you sit against active UK lenders on LTV, rates, deal volume, and product mix — based on real, live market data, not surveys.
Automated Portfolio Monitoring
Alerts fire the moment something changes — missed payments, director changes, LTV breaches, new charges, and Companies House filing irregularities across the borrower's entire corporate network. Late filed accounts, insolvency proceedings, and Gazette notices detected automatically. Development loans get build stage tracking, drawdown monitoring, and contractor filing compliance. No manual trawling required.
Platform Capabilities
Built for how specialist lenders actually work
From loan book management to network intelligence — every feature is built for UK specialist lending, not adapted from something else.
Loan Book Management
Your entire portfolio in one place — charges, SPVs, payment status, and borrower entities, updated in real time.
Learn more→Network Borrower Intelligence
See what the network sees. Borrowers flagged, declined, or over-leveraged across member lenders are visible to you before you commit. Experian credit data auto-queued on every search. iXBRL financial accounts parsed from Companies House. PG and CG exposure tracked across your book.
Learn more→Automated Risk Monitoring
Alerts fire automatically on missed payments, cross-lender payment signals, director changes, LTV breaches, new charges, Gazette notices, insurance expiry dates, and Companies House filing irregularities. Experian credit monitoring tracks score movements. Borrowers forget to renew insurance. The platform makes sure you know before your security becomes uninsured.
Learn more→Live Market Benchmarking
Compare your rates, LTVs, deal volumes, and geography against real peer lender data — not surveys or estimates.
Learn more→Facility Management
Bridging, development finance, and term loans from origination to exit. Drawdown tracking, seven-stage build monitoring, integrated surveyor workflows, contractor due diligence, CAR insurance tracking, and latent defect warranty management.
Learn more→Cross-Lender Exposure
Map shared borrowers, parent company networks, and exposure overlaps across the entire member network — anonymised, but actionable.
Learn more→12-Point Sponsor Screening
Every borrower screened against 12 intelligence checks: Companies House filings, PSC chain walks, Gazette notices, sanctions and PEP lists, adverse media, Experian credit data, director conflicts, charge history, and more. FCA-compliant decline forms generated automatically.
Learn more→Anonymised & Secure
Your data is never attributed to you. Your membership is never visible. The platform protects every participant while exposing risk across the sector. UK data residency, GDPR compliant.
Learn more→Get Started
Stop being the only lender without the full picture
Every lender on Loan Intel sees what borrowers have been doing across the market. Every lender who isn't on it is making decisions the rest of the network already knows are wrong.
No setup fees · Cancel anytime · UK-based support