How It Works

You contribute. The network protects you. Everyone benefits.

Loan Intel works because lenders share. Your data is always yours and always private — but the collective intelligence it generates is what makes the whole network stronger.

STEP 01

You Join and Contribute

Register your institution and connect your loan book — bridging, development finance, or term facilities. Your data is ring-fenced and encrypted. No other lender can see it. No other lender even knows you are on the platform. The intelligence it generates surfaces risk across the whole sector.

STEP 02

The Network Builds a Collective Picture

The platform cross-references anonymised data to surface risk that no individual lender could see alone. Borrowers active across multiple lenders, borrowers with arrears elsewhere, and serial applicants become visible — things that are completely invisible if you're working alone.

STEP 03

Risks Surface Before They Hit You

When a borrower triggers flags across the network — missed payments elsewhere, multiple simultaneous applications, declined deals — you see it. Before you commit. Before it becomes your problem.

STEP 04

Every Decision Gets Sharper

Credit decisions informed by the collective intelligence of the whole market. Continuous Companies House monitoring detects late filings, insolvency proceedings, and MVLs across the entire corporate network. Development finance lifecycle tracking with contractor filing compliance monitored throughout the build. Not just your own book — the full picture, continuously updated, always on.

The lender not in the room is the one taking the bad deal.

Every lender on the network sees what borrowers have been doing across the market. The one who isn't is the one who doesn't know.

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