NEGOTIATION INTELLIGENCE

Vendor Discovery

Upload the agent's sales particulars and the platform identifies who really owns the asset. Every address is searched against the charge register to reveal the vendor SPV — then CreditSafe scores, corporate filings, and structure mapping build a Negotiation Leverage score and Stabilisation Risk rating.

Feature Walkthrough

See it in action

Vendor Assessment — Harland Property Group Ltd
73/ 100

Negotiation Leverage

Strong buyer position detected

HIGHRISK

Stabilisation Risk

Multiple distress signals present

Charge found at 14 Queen Street — SPV identified: Harland Property Group LtdMatch
CreditSafe score 38 — vendor SPV in financial distressCritical
Accounts 6 months overdue — filing compliance deterioratingWarning
Corporate structure: 4 entities deep — cross-collateralisation detectedWarning
No insolvency proceedings on recordOK
Clear
Warning
Critical

Address-Based Vendor Discovery

When you upload the sales particulars, the platform extracts every property address from the marketing brochure and searches each one against the charge register. If a charge is registered against that address, the SPV holding the charge is identified — revealing who the vendor really is before you even pick up the phone. From there, the platform pulls CreditSafe credit data, corporate filing history, and charge exposure for the identified SPV, giving you a clear picture of how leveraged the seller really is and how urgently they need to transact.

Credit & Filing Health

Once the vendor SPV is identified, automated CreditSafe pulls surface its current credit score, payment behaviour, and any CCJs or defaults. Filing compliance is checked against public corporate records — overdue accounts, late confirmation statements, and qualified audit opinions are all flagged as signal cards with severity ratings. A vendor with deteriorating credit and overdue filings is more likely to accept below-asking-price offers, and the platform quantifies that into the Negotiation Leverage score automatically.

SPV Structure Mapping

Starting from the vendor SPV discovered via the address search, the platform walks the ownership chain upwards through intermediate holding companies to the ultimate beneficial owners. Every entity in the tree is checked for active charges, insolvency proceedings, and director changes. You see the full corporate structure — not just the SPV on the marketing brochure — so you can identify cross-collateralisation risks, related-party transactions, and whether the vendor has other distressed entities in the group.

Filing & Compliance Analysis

Corporate filing deadlines are a reliable early signal of stress. The platform tracks whether the vendor's SPV and parent entities are filing accounts on time, whether confirmation statements are current, and whether there are any qualified audit opinions in the most recent filings. An SPV that has been consistently punctual for five years and suddenly misses a deadline is sending a signal that traditional due diligence often overlooks. The platform detects these pattern changes automatically and factors them into the Stabilisation Risk rating — because a vendor with deteriorating compliance is a vendor whose corporate infrastructure is under pressure.

Assess Your Next Vendor

See the seller's real position before you make your offer.